Privacy Policy

What This Policy Covers

Private Health Insurance Dunedin is an independent insurance agency serving clients in Dunedin, FL and the surrounding area. This website is informational. It explains the plans we help with and gives you our phone number, (727) 609-3245. It has no forms, accounts or online applications, so very little information passes through the site itself.

This page explains what the site records when you browse and what we do with the details you choose to share when you speak with us by phone.

Information the Website Records

Like most websites, ours runs on a server that keeps ordinary logs. A log entry typically holds your IP address, browser type, the page you requested, the time of the request and the page that referred you. These records exist so the site loads correctly and so problems such as broken pages or unusual traffic can be traced.

We also use basic analytics cookies. They count visits and show which pages are read, in aggregate. They do not tell us your name, and we do not use them to build a profile of you. You can block or clear cookies in your browser settings, and the site will still work.

Details You Share by Phone

Comparing plans side by side takes some facts. On a call we may ask where you live, the ages of the people you want covered, your income range for marketplace subsidy estimates, and the doctors or dentists you want to keep. You decide what to tell us. Each answer narrows which premiums, deductibles and networks actually fit.

We use these details to prepare plan options and, if you decide to enroll, to complete an application with the carrier you pick.

Who Sees Your Information

Your details go to an insurance carrier or the ACA marketplace only when you ask us to start an application. We do not sell your information, and we do not hand it to unrelated companies for their marketing. We may share information if a law or legal process requires it.

Links to Other Sites

Some pages may mention carriers or government resources. Once you leave this site, that organization's own privacy practices apply, and we have no control over them.

Changes and Questions

If we change how the site or our office handles information, we will update this page. For anything about your own details, or to ask us to stop using them, reach us by phone at (727) 609-3245 and we will explain what we hold and why.