Speak With a Licensed Agent in Dunedin

What to Expect on the Call

First we ask a few quick questions: who needs coverage, how old they are, which county you live in, and which doctors and medicines you want to keep. Those answers determine which carriers and networks you can choose from, so we collect them before giving any quote. Next we place plans next to each other with the premium, deductible, out-of-pocket maximum and network for each, and explain what makes one cost more than another.

If you prefer, we can pick up the conversation at our office or by video so the comparison is on screen in front of you. The consultation is free. The carrier behind the plan you choose pays us, so our review costs you nothing. We also explain how claims work after you enroll: what an explanation of benefits shows, why coding or network issues can lead to a denial, and which papers to save. We are clear about what each plan covers and what it leaves out.

Helpful Details to Gather First

1. Birth dates for each person who needs coverage, because age drives much of the premium.
2. The doctors, dentists and eye care providers you'd like to keep, so we can look them up in each plan's network.
3. Names and doses of any regular medicines, since plans place drugs on very different tiers.
4. Your current insurance card, plus a guess at next year's income if you are interested in an ACA Marketplace plan, because income sets your subsidy.

Hours

Mon-Thu

10am-7pm

Fri

10am-4pm

Sat-Sun

Closed

All hours Eastern Time.